Corporate ConnectNewsToday's Traveller Interviews

Top 10 Travel Insurance Plan questions by savvy travellers

In a one-on-one with Today’s Traveller, Sanjeev Srinivasan,  Managing Director and Chief Executive Officer, Bharti AXA General Insurance discusses how the subject of a Travel insurance Plan has become a pressing issue that has become more important during COVID and continues to stay centre stage in the days to come.

Travel Insurance Plan

TT Bureau: What are the top 10 Travel Insurance Plan Questions which are commonly asked?

Sanjeev Srinivasan: Some of the commonly asked questions include:

  • What are the coverages available in your travel insurance plan?     
  • Do I need to mandatorily buy travel insurance while travelling abroad?
  • What is the travel insurance plan required to get a Schengen VISA? 
  • Does your travel insurance plan cover hospitalization?  
  • What are the exclusions?   
  • How do you compensate for baggage loss or delay?   
  • What are the non-payable items in a travel insurance plan?  
  • Is it mandatory to purchase travel insurance when travelling abroad?  
  • What is the minimum and the maximum duration the insurance can be purchased?  
  • How do I benefit from travel insurance? 
  • Why do I need Travel Insurance?  
  • Can I cover my family in a travel insurance policy?

TT Bureau: What are the top 10 Travel Insurance Plan Questions which are commonly asked?

Sanjeev Srinivasan: Some of the commonly asked questions include:

  • What are the coverages available in your travel insurance plan?     
  • Do I need to mandatorily buy travel insurance while travelling abroad?
  • What is the travel insurance plan required to get a Schengen VISA? 
  • Does your travel insurance plan cover hospitalization?  
  • What are the exclusions?   
  • How do you compensate for baggage loss or delay?   
  • What are the non-payable items in a travel insurance plan?  
  • Is it mandatory to purchase travel insurance when travelling abroad?  
  • What is the minimum and the maximum duration the insurance can be purchased?  
  • How do I benefit from travel insurance? 
  • Why do I need Travel Insurance?  
  • Can I cover my family in a travel insurance policy?

TT Bureau: Do customers find it hard to see the value in travel insurance?

Sanjeev Srinivasan: A large number of customers would buy, if mandated by the consulate of the country they are visiting or if their agent pushes them to buy. However, we expect this to change once the world opens up for tourists. There will be higher awareness of the advantages of travel insurance and, therefore, we expect higher penetration going forward.

TT Bureau: Do insurance companies discover that the payout for travel insurance plans especially for medical problems during travel overseas is more costly than other insurance policies?

Sanjeev Srinivasan: The pay-out in case of medical treatment overseas is significantly higher compared to India considering healthcare cost in India is one of the lowest in the world. This fact is considered while pricing the travel insurance policies and the policies appropriately priced basis the Sum Insured opted for by the individual.

TT Bureau: What kind of coverage is found with Bharti AXA General Insurance travel insurance plan?

Sanjeev Srinivasan:  We cover the entire gamut of benefits that an overseas traveller would be exposed to. Hence, our travel insurance offerings are appropriately designed for different types of travellers. We offer a wide range of Sum Insured beginning from USD 50,000 up to USD 500,000. In the case of travel insurance benefits are divided into two broad categories – medical covers which include emergency hospitalization, accident, death or disability cover or any other health emergency cover; travel inconvenience covers which include lost baggage, delayed baggage, passport loss and many other covers relevant to an individual travelling overseas.

For more Interview

Related posts

Khushboo Sharma appointed new Human Resource Manager at Courtyard by Marriott Ahmedabad effective April 1, 2021

Khushboo Sharma has been appointed as Human Resource Manager at Courtyard by Marriott Ahmedabad w.e.f. April 1, 2021. In her new role…

WICCI nominates ISH for significant Research project on Gender Inequity in India’s Hospitality Industry

WICCI (Women’s Indian Chamber of Commerce and Industry) nominates the Indian School of Hospitality (ISH) as the Chief Research Body for the development of their research…

Swati Arora appointed new Director of Sales at Hyatt Place Gurgaon Udyog Vihar

Hyatt Place Gurgaon has appointed Swati Arora as the Director of Sales Swati Arora has over 10 years of experience in the…

Neil James appointed new General Manager at Courtyard by Marriott, Vadodara

Neil James has been appointed as General Manager of Courtyard by Marriott, Vadodara – owned by NewCrestImage, USA; and managed by NOMA…

Chinmaya Chikkamath appointed new Director of Operations at Courtyard by Marriott Pune Hinjewadi

Chinmaya Chikkamath has been appointed as the Director of Operations at The Courtyard by Marriott Pune Hinjewadi. He brings with him over…

Nishanth Vishwanath appointed new General Manager at The Ritz-Carlton, Pune

The Ritz-Carlton, Pune has appointed Nishanth Vishwanath to lead the luxurious downtown hotel as General Manager. A veteran hotelier, driven by passion…

Deep Vahi appointed new Director Sales and Marketing at JW Marriott Juhu effective April 2021

JW Marriott Juhu welcomes, Deep Vahi the new Director of Sales & Marketing who possesses over 15 years of experience in the…

Rakesh Rana appointed new Executive Chef at The Fern Leo Resort & Club, Junagadh Gujarat

Rakesh Rana has been appointed as Executive Chef at The Fern Leo Resort & Club, Junagadh Gujarat Rakesh Rana comes with more…

The Oberoi Group partners with EESL to further its sustainability initiatives

 With the aim to augment its sustainability initiatives, The Oberoi Group has signed a Memorandum of Understanding (MoU) with Energy Efficiency Services…

Cygnett Hotels & Resorts aims to add 7500+ keys by 2025

In an interview with Today’s Traveller, Sarbendra Sarkar, Founder, Cygnett Hotels & Resorts talks about his vision for Cygnett Hotels & Resorts…